Neurobiological Correlates of “Freedom”

Neurobiological Correlates of “Freedom”

Neurobiological Correlates of “Freedom”    Freedom is the ability to respond rather than react. This means that in the mind, you notice your body has detected a stressor. And in the brain, you are conscious of your amygdala’s message that […]

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How to Optimize Tax Diversification

Optimize Tax Diversification

How to Optimize Tax Diversification Tax diversification is key to controlling taxes in retirement. Optimizing tax diversification is a yearly decision that depends on what your taxes are this year vs. every other year. Often, this means deciding to use […]

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drawdown asset allocation

Using RMDs to Assess Asset Allocation

Asset Allocation Using RMDs Can you use Required Minimum Distributions (RMDs) to help determine your asset allocation in the retirement drawdown phase? Imagine you are living off your assets (taking an income from your nest egg). What might your asset […]

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Grandparents Give Money to Grandchildren

Grandparents Gifting Money to Grandkids

How Should Grandparents Give Money to Grandkids? How can grandparents give money to their grandkids? How nice of you to ask! Let’s start with tax-free giving and go from there! How Much Money Can a Grandparent Give a Grandchild Tax-Free? […]

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Narcissistic Post-Separation Abuse by Proxy

Narcissistic Post-Separation Abuse by Proxy

Post-Separation Abuse by Proxy   After divorcing a narcissist, post-separation abuse is common. When the narcissist uses another person to perpetuate the abuse after the relationship ends, it is post-separation abuse by proxy. Since narcissists continue to find supply post-separation, […]

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Outcome Bias and Investing

Resulting and Investing

Choose your Results When Investing   How would you like to choose your results when investing? As it turns out, we all do! It is a common bias called the outcome bias. Also known as “resulting,” the outcome bias is […]

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Roth Ladders

Modeling and Building a Roth Conversion Ladder in Early Retirement Folks get confused when talking about Roth Conversion Ladders, a series of partial Roth IRA conversions, and backdoor Roth IRAs. Here, we are discussing early retirement and trying to access […]

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