Oversavers – FiPhysician

How much you save depends on how early you pre-pay

The Oversaver’s Spending Problem

The Oversaver’s Spending Problem A physician I’ll call Dr. K had $6 million saved by age 58. She had no debt, a paid-off house, and a non-governmental 457 that would cover her fixed costs with room to spare until […]

Real spending demonstrating inflation adjusted spending smile

Safe Withdrawal Rate Math for Oversavers

Safe Withdrawal Rate Math for Oversavers: It’s a Permission Problem, Not a Math Problem Here is the math problem that isn’t actually a math problem. A physician with $4 million in investable assets, a pension covering fixed costs, and $180,000 […]