kids are rich but I can't sleep

Am I investing for me or my kids?

How Well Do I Sleep at Night vs. How Rich Do I Want the Kids to Be?   Investing in retirement is all about tradeoffs. Of course, all decisions are tradeoffs—when you choose one path, you can’t go down the other—but […]

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Mindfulness and Money in Retirement

Mindful Money in Retirement

Mindfulness and Money in Retirement We all have a gut feeling about money, which comes from the scripts we tell ourselves about money from childhood. Money is a loaded subject. Especially in retirement. If you have enough (or even if […]

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Overconfidence Bias in investing

Investing with Overconfidence

  Overconfidence Bias in Investing Overconfidence bias looms large when investing. Among the most common ways to shoot yourself in the foot, overconfidence is prevalent and pervasive. What is overconfidence bias, and what are some examples of overconfidence bias while […]

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HSA and Medicare Penalty

What is the HSA and Medicare Penalty?

HSA and Medicare Penalty: the HSA Medicare 6-Month Rule What is the HSA and Medicare Penalty? Did you know that Medicare enrollment impacts your ability to make HSA contributions? That is, you cannot make any HSA contributions when you are […]

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QHFD

QHFD: Using IRA to fund HSA

QHFD: Qualified HSA Funding Distribution QHFD (Qualified HSA Funding Distribution). What a fun term. If you are less than 59 years old and have an HSA, consider funding it with your IRA. Especially if an inherited IRA or there is basis […]

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Echoism

Echoism

  Echoism – The Opposite of NPD     Echoism is the so-called opposite of narcissism. As we know, narcissistic traits are common and frequently adaptive (or healthy). Only when you get far out on the scale, do the traits […]

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Five Forms of Post-traumatic Growth

Five Forms of Post-Traumatic Growth

Five Forms of Post-Traumatic Growth   Rain falls in everyone’s life. And sometimes trees, too. Trauma is common. But so, too, is post-traumatic growth! About half of people report moderate to high post-traumatic growth, which is exciting since reinvention is necessary. […]

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What Was I Thinking When I Bought Crytpo?

What Was I Thinking When I Bought Crytpo?

What Was I Thinking When I Bought Crytpo?   Note- This was originally published in June 2022 and updated in July 2023 I recently bought three different cryptocurrency coins. I don’t have custody of them, neither hot nor cold. But […]

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