Imposter Syndrome and Retirement “Face it Til You Make It” is my new favorite slogan. You all are familiar with” fake it til you make it,” as imposter syndrome is common in medicine. We have all faced high-stress situations […]
Fulfillment in Retirement Fulfillment in retirement is my new goal. As part of my post-honeymoon period of retirement wanderings, I had a sort-of-crisis of success. After all, my career was successful! What more does one need in life? Once […]
How should Grandparents Give Money to Grandkids? How can grandparents give money to their grandkids? How nice of you to ask! Let’s start with tax-free giving and go from there! How Much Money Can a Grandparent give a Grandchild Tax-Free? […]
How Long Does a Market Drawdown Last? We are in a bear market. How long do drawdowns last? That is, how many years might it take your portfolio to recover from the current bear market? All we have is history […]
Retirement Synchronicity Finding synchronicity in retirement is enjoyable; you might want to try it. Why do you ask? Why not increase the chance of meaningful coincidences? After all, some of the best moments in life are unplanned and unscripted. […]
Are Target Date Funds Useful In Retirement? Let’s discuss reasons not to use target-date funds during the retirement drawdown phase. A fund-of-funds (like a target-date fund) is simple, efficient, and easy during accumulation. Remember, though, during de-accumulation, everything changes. […]
Family Vision Statement I think having shared family values is important in a growing family. Is a Family Vision Statement the way to go? Or should it be a Family Mission Statement? What is the difference? […]
IRMAA 2023 Brackets IRMAA stands for Income-Related Monthly Adjustment Amount. What a mouthful-She is a modest penalty for a high-income retiree to swallow. What you do now affects your IRMAA Brackets two years from now! Two aspects make IRMAAs particularly […]
Does Standard Deduction Apply to Capital Gains? There is a separate (and some would say mystical) taxation system for long-term capital gains and qualified dividends. Let’s talk about Long-Term Capital Gains Tax and how the standard deduction applies to capital […]
