Tax Rate Arbitrage

Tax Rate Arbitrage – to Roth or Not

Tax Rate Arbitrage- Roth or no Roth? Tax rate arbitrage is how you can mitigate a deal you made with the government. You put your silent partner in charge of your pre-tax retirement accounts (IRAs and 401k retirement plans). As […]

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utma

How Much Should You Fund a UTMA?

UTMA for Children from Grandparents   I opened a UTMA for my first grader. Then, two days later, I opened two more for my younger twins. A Uniform Transfer Minors Act (UTMA) is the best place to put money from […]

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Behavioral Investing

Behavioral Finance and Behavioral Investing

Behavioral Finance and Behavioral Investing Behavioral finance studies how to systematically take advantage of errors caused by human thinking and emotion. Behavioral investing, on the other hand, aims to cash in on the irrational investor. How is behavioral finance different […]

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Investing is as “Simple as That”

Investing: Simple as That

Investing is as “Simple as That”   Investing is as “simple as that.” That is: Buy stocks when you have the money The investing road is worth traveling Make the Next Decade the best of your life   Buy stocks […]

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