The Portfolio of My Day
The Portfolio of My Day I got to thinking about the portfolio of my day today. There is this thought experiment you do with your asset allocation where you challenge yourself today as to what you would do if […]
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The Purpose of “that money”
What is the purpose of “that money” You are trading money to access a risk pool whenever you purchase an insurance product. That is, you are pooling your risk with others to mitigate that risk! You don’t invest in annuities; […]
How to Use an Annuity in Retirement
How to Use an Annuity in Retirement How do you use an annuity in retirement? There is a saying in retirement circles that annuities are simply a tool in your allocation toolbelt. As in all investing, decisions are tradeoffs. Asset […]
How to Double Your Insurance Agent’s Returns
How to Double Your Insurance Agent’s Returns Last time I discussed how to double your stock broker’s returns, so now I thought it was high time to reveal the same for the insurance agent’s returns. How can you double […]
How to Double Your Stock Broker’s Returns
How to Double Your Stock Broker’s Returns Why is it so difficult to get the general population to understand basic investing principles? For instance, doubling your stock broker’s returns is easy, but almost no one does it. And no, […]
Physician Net Worth at Retirement
Average Net Worth of Physicians at Retirement -and- Assorted Issues in Retirement Planning for Doctors Some doctors are excellent accumulators of wealth. Once you have your accumulation plan in place, it might be time to consider some cultivated issues in […]
Best Alternatives to Bonds
Best Bond and Bond Fund Alternatives What are the best alternative to bonds? Bond alternatives are an interesting consideration given the recent low-interest rate environment that has now given way to high Inflation and a rapid increase in short-term interest […]
Roth Conversions are like a DIA that Gets Better With Age
Roth Conversions are a Deferred Income Annuity Roth conversions are a little like deferred income annuities. A DIA, or deferred income annuity, is a contract where you pay an insurance company a lump sum now in exchange for […]
When you Retire Into the Teeth of Sequence Risk
Oh Sh$t, I Retired Into the Teeth of Sequence Risk! Well, I did it. I retired into the teeth of sequence risk. Congratulate me now because I did have a plan for sequence of returns risk when I […]
