A Joyful Retirement is a Grateful One Do you want more joy in retirement? If so, practice gratitude. Gratitude and joy are necessary to live the good life. So why not increase the joy of retirement by cultivating gratitude? […]
Estate Planning for Doctors While often neglected, an optimized estate plan is a vital part of your legacy. The need to protect your assets never goes away, though you often don’t have much in the beginning. As you age, assets […]
Portfolio Makeover by Jean-Paul Sartre If you are considering retirement in a couple years, it’s time to prepare your portfolio. While “Portfolio Makeovers” are popular, a superficial change in the appearance of your portfolio is not enough. Jean-Paul Sartre […]
Happiness is a Choice Written in 1991, Happiness is a Choice is a book I couldn’t pass up at this stage. After all, I write about getting gobs of books to foment serendipity, and more recently suggested […]
What Happens When a Narcissist Hits an Effective Boundary Once you understand you are dealing with a covert narcissist, you must set clear boundaries to protect yourself. A narcissist finds boundaries intolerable because they lose control. So when setting […]
Why You Should Consider MYGAs instead of CDs in a CD Ladder MYGAs are good annuities. Annuities have a bad rap. There are, however, good annuities that the advanced investor should consider. A MYGA (Multi-Year Guaranteed Annuity) may have a […]
Direct Indexing or VTSAX? Direct indexing if you are the average DIY investor. The standard of care is VTSAX (or VTI), a 3-fund portfolio, or even 6-10 ETFs in your brokerage account with a smart tax-deferred pairing. When will […]
How Narcissists use Sandbagging Sandbagging is a way to self-discount such that the narcissist always appears grand. If we remember that grandiosity is central to a narcissist’s self-image, we can see how self-discounting and performing better than “expected” […]
IRMAA 2023 and Roth Conversions IRMAA stands for Income-Related Monthly Adjustment Amount. What a mouthful-She is a modest penalty for a high-income retiree to swallow. What you do now affects your IRMAA Brackets two years from now! Two aspects make […]
