Healthcare spending by Age

How Wall Street Extracts Exorbitant Fees in 2026

A Physician’s Guide to the New Wealth Extraction Machine As a practicing physician, I’ve watched too many colleagues pour six- and seven-figure portfolios into “sophisticated” products that sound great over a quick lunch with an advisor, or throw money at […]

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The "Enough Mindset" In Retirement

“Enough” In Retirement

The opposite of scarcity is enough   The opposite of scarcity is enough. Not abundance. In retirement, it is okay to be enough, and it is okay to have enough. Enough is the goal in retirement rather than abundance.   Scarcity […]

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Imposter Syndrome and Retirement

Imposter Syndrome in Early Retirement

Imposter Syndrome and Retirement   “Face it Til You Make It” is the cure for imposter syndrome. It is an obvious variation of fake it til you make it. We all face high-stress situations when we feel inadequately prepared. Imposter […]

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Real spending demonstrating inflation adjusted spending smile

Your Marginal Decade of Retirement

Go-Go, Slow-Go, and No-Go Phases of Retirement   The “marginal decade,” coined by Dr. Peter Attia, is the last 10 years of life. During this period, physical and cognitive function decline rapidly, and the incidence of chronic diseases increases exponentially. […]

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The Theory of the Second Best

The Theory of the Second Best

Like every other aspect of physician life, almost perfect is good enough Some of us strive for the optimal solution in retirement planning. But what if you cannot achieve that optimal solution and instead settle for reality? Let’s look at […]

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Stock Market Insecurity

Heisenberg’s Uncertainty? A footnote in a book alerted me that uncertainty may be better translated from German in Heisenberg’s Principle. Should it be Stock Market Indeterminacy? Or Stock Market Indeterminability? Let’s look at Stock Market Uncertainty and see if it, […]

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