Why Target Date Funds Aren’t Right for Retirement Let’s discuss 7 reasons not to use target date funds in retirement. During accumulation, a fund-of-funds (like a target date fund) is simple, efficient, and easy. Remember, though, during de-accumulation everything […]
How Much Money can a Grandparent give a Grandchild Tax Free? Can Grandparents give money to Grandchildren tax free? Yes, but it takes some planning and understanding the tax code. As to how much money a grandparent can […]
Best of the Blog 2021 Its time for FiPhysician.com yearly check in of the top 10 blogs of 2021. It was a good year for growth! My advice-only retirement planning for DIY physicians consulting service is now in full […]
How your 70’s could be your best decade ever Jared Diamond became my hero recently. Not only did he have twins at the age of 49 (I had mine at 45), he also says his 70’s was his best […]
Retirement Spending Smile or Lumpy Expenses? The Retirement Spending Smile is one way to consider expenses in retirement. After years of setting money aside for the future, the future is now! If you have saved enough to retire, you need […]
Average Retirement Age – Can You Afford to Retire? What is the average retirement age now, and historically? And how does that change the traditional model of funding retirement? While retirement has evolved through the decades (since beginning only […]
How to Avoid IRMAA 2022 IRMAA stands for Income-Related Monthly Adjustment Amount. What a mouthful-She is a modest penalty for a high-income retiree to swallow. What you do now affects your 2023 IRMAA Brackets! Two aspects make IRMAAs particularly unpalatable: […]
Finding a Sense of Purpose in Retirement: Parkinson’s Law and Time Finding a sense of purpose in retirement takes time. Time and understanding Parkinson’s Law, that is! Time in Retirement—the idea that you have time to find your sense […]
Are Doctors Retiring Early Because of Covid? Are Doctors Retiring Early Because of Covid? Yes. Exactly how many is difficult to quantify, but there are several different underlying motivations for physicians to retire early in the face of a […]
