Don’t Die with your HSA Let’s keep this short and to the point: Don’t Die With your HSA! Yes, non-spouses can inherit leftovers from your Health Savings Account. However, while it is tax-free to you, unfortunately, it is fully taxable […]
Pitfalls and Retirement Traps You can retire many times if you understand the false dichotomy of retirement, but most of us want to get it right the first time. Here is a list of some retirement pitfalls and traps you […]
Benefits of Mindfulness in Retirement Mindfulness has proven health benefits in retirement. You can improve your life and benefit from mindfulness. Mindfulness is meta-awareness, where you are aware that you are aware. It is intentional and non-judgmental awareness of […]
Over and over again Would you live your life over and over again for eternity? Some answer the question affirmatively and move on with life. And then there is the rest of us. We stop and consider what the […]
Crypto Returns and Sequence Risk from When I Retired Two Years Ago (This blog was published when I had been retired for two months. This is an update of my real stories from a recent DIY retirement.) During the first […]
Where to take Investment Risks Should I take risk in my stocks or bonds? When constructing your portfolio, where do you take investment risk? Do you “gamble” in your stocks or your bonds? Wait, which one is low risk? While risk […]
An Introverted Retirement A quarter of folks are introverts, and they retire. I’m one of them, and to the retired introvert, it all comes down to quality over quantity. What is an Introvert? Unfortunately, the world belongs to […]
Average Net Worth of Physicians at Retirement Some physicians are excellent accumulators of wealth. Most are not. What is the average net worth of physicians at retirement? Doctors are a heterogeneous lot; this much is true. Let’s review the epidemiology […]
Getting Rich Vs. Staying Rich You get rich differently than you stay rich. Some get rich with concentration, and some stay rich with diversification. Concentration when you are young is your human capital. It can be your W-2 J.O.B. […]
