I suggest you skip this one. Instead, ask AI whether coronaviruses or influenza are more likely to cause the next pandemic. That’s a better answer than asking me in 2020 to tell you it will become another cause of […]
Sequence of Returns Risk Happens Once in a While There have been three recent major periods when sequence of returns risk significantly impacted retirement portfolios that are available for us to study. The 1930s, 1970s, and 2000s. This means that […]
The Path of Human Vs Financial Capital Your total wealth increases over time as you work for money and your money works for you. Financial capital is low during the early stages of your career, while you […]
Which generation is better off? Are millennials worse off than their baby boomer parents were at their age? Both generations have had economic adversity, but what does that data say? Which generation is better off at age 35? […]
Should I Retire: a False Dichotomy Should retire is not a yes or no question. Whenever you only have two choices, that’s a false dichotomy. There are always more than two choices if you are honest. So, since Should […]
Quiet Quitting in Medicine Quiet quitting in medicine is topical, given epidemic levels of burnout in physicians. While burnout is increasingly discussed, quiet quitting in medicine offers a new spin. Though perhaps paradoxical or contradictory, it has nothing to […]
2025: My Only Worry is that I have no Worries As we close 2024 and are halfway to 2030, I have no worries about next year. My only worry about 2025 is that I have no worries. Bird Flu There […]
Blog Topics for 2025 Instead of making New Year’s resolutions in 2025 (which I don’t do, so I don’t know if I will succeed), I will write a list of 10 blog topics for 2025 and my thoughts about […]
New ETFs Constructed for the FIRE Movement If you have 20 years until retirement, sure, VTI and chill. But as you get closer to your fire goals, what about a more permanent portfolio style (also known as risk parity)? […]