Retire Into the Teeth of Sequence Risk
I Retired Into the Teeth of Sequence Risk Well, I did it. I retired into the teeth of sequence risk. Congratulate me now because I had a plan for when I retired. I often say that the most important part […]
I Retired Into the Teeth of Sequence Risk Well, I did it. I retired into the teeth of sequence risk. Congratulate me now because I had a plan for when I retired. I often say that the most important part […]
Callan Chart 2024: Two Decades in Review The Callan Chart is evidence that humans are pattern-seeking animals. From Rorschach tests to stuff seen in clouds, we seek to impose structure and design where there is none. So, too, with investors […]
Should I Retire: a False Dichotomy The question should I retire is not a yes or no question. Whenever you only have two choices, that’s a false dichotomy. There are always more than two choices if you are honest. […]
2023, an Epic Year of Performance Chasing This year is a great example of performance chasing. Flows into money markets are at record highs; meanwhile, despite massive Fed rate increases, the economy seems ok despite inflation spiking to 9%, and […]
Fine Wine as an Alternative to Bonds What about fine wine as a bond alternative? Investment-grade wine is in a correction in 2023. Will investment-grade wine do better than the 5% you expect from bonds? Wine an Investment Generally, wine […]
The Pretty Common Introverted Physician It is time to meet your friendly neighborhood introverted physician. There are quite a few of us in medicine. Perhaps up to 1/3rd of us are introverts (as opposed to extroverts, of course), […]
Should You Use your Non-Governmental 457(b) Plan? This is the ultimate guide to non-governmental 457(b) Plans. If you are a highly compensated employee of a non-profit institution and want to know if you should use your 457 plan, chances are […]
Social Security Bridge Strategy This comprehensive guide helps you Bridge the Gap to optimize social security: a Social Security Bridge Strategy. Optimizing Social Security is an important component of retirement financial security. Frequently, it pays to wait to claim your […]
Velocity Banking Calculator Does mortgage acceleration work? How can you more efficiently use your paycheck to accelerate your mortgage payoff? Use “offset accounting” to make interest while offsetting or reducing the balance of another account. So, for instance, you have […]