Are Stocks Less Risky with Time?
Stocks and Time People say that stocks get less risky the longer you own them. Stocks are riskier the longer you hold them. You know: don’t invest money you need soon. But for the money you need in retirement, […]
Category Archives: Financial Independence
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ACA Tax Credits or Roth Conversions in Early Retirement
Choosing between Premium ACA Tax Credits and Roth Conversions in Early Retirement Health care is perhaps the most challenging decision in early retirement. Healthcare insurance is expensive, yet the risk of inadequate coverage is potentially devastating. For an early retiree […]
From FI to Coast FIRE
From FI to Coast FIRE I went from Financially Independent (FI) at 48 to Coast FIRE when I was 49. Not much of a retirement! Well, that’s the grace offered by FI. You can work for money if […]
Introvert physicians are pretty common
The Pretty Common Introverted Physician It is time to meet your friendly neighborhood introverted physician. There are quite a few of us in medicine. Perhaps up to 1/3rd of us are introverts (as opposed to extroverts, of course), […]
Quiet Quitting in Medicine
Quiet Quitting in Medicine Quiet quitting in medicine is topical given epidemic levels of burnout in physicians. While burnout is increasingly discussed, quiet quitting in medicine offers a new spin. Though perhaps paradoxical or contradictory, it has nothing […]
Flexible Estate Plans
Qualified Disclaimers: Flexible Estate Plans A Flexible Estate Plan allows decisions to be made in the future when more is known. Qualified Disclaimer Estate Planning is flexible and tax-efficient. Pay attention if you have beneficiary forms that control how assets pass […]
Investing with Overconfidence
Overconfidence Bias in Investing Overconfidence bias looms large when investing. Among the most common ways to shoot yourself in the foot, overconfidence is prevalent and pervasive. What is overconfidence bias, and what are some examples of overconfidence bias while […]
Five Forms of Post-Traumatic Growth
Five Forms of Post-Traumatic Growth Rain falls in everyone’s life. And sometimes trees, too. Trauma is common. But so, too, is post-traumatic growth! About half of people report moderate to high post-traumatic growth, which is exciting since reinvention is necessary. […]
Neurobiological Correlates of “Freedom”
Neurobiological Correlates of “Freedom” Freedom is the ability to respond rather than react. This means that in the mind, you notice your body has detected a stressor. And in the brain, you are conscious of your amygdala’s message that […]
