What is the Long-term REAL Return of Stocks, Bonds, and Cash? I capitalized REAL because everyone is currently worried about inflation, especially those about to retire. Inflation does have a sequence risk, and hyperinflation (and deflation) are economy killers. […]
My Five-Year Plan for Happiness Will you be happy in five years? If you are happy now, you might also be in five years. If you are not happy now, why not? Why not choose happiness now? […]
How to Time the Market with Positioning You can’t time the market! Many have tried, and many have failed. But there is an acceptable way for investors to time the market: what about positioning assets rather than predicting the future? […]
If I Were Buddhist But Couldn’t Tell Anyone What would you do even if you couldn’t tell anyone about it? Would that vacation or that degree still interest you if you couldn’t tell anyone? Since retirement, I have […]
Self-Acceptance in Retirement A working person introduces themselves by what they do. When you retire, you introduce yourself as who you are. You have a different identity pre-retirement than when you retire. As we shift from “what you do” to […]
Just Keep Creating The key to life: keep creating. If you are creating, then that is enough. Creating every day is a goal too lofty for most. Oh, to fear nothing. To hope for nothing. To create every […]
And in the End Nothing Left How does healing happen? Can you heal with a degree of grace? Over time, you can heal with grace. Quickly—all of a sudden—and after just as much time as you […]
Are Target Date Funds Useful In Retirement? Let’s discuss reasons not to use target-date funds during the retirement drawdown phase. A fund-of-funds (like a target-date fund) is simple, efficient, and easy during accumulation. Remember, though, during de-accumulation, everything changes. […]
Medical Gaslighting After gaslighting became the world of the year, it is not surprising to hear of its use outside of the abusive relationship. What is medical gaslighting, and how does it affect physicians? Since this is a blog […]
