Gatekeeping by Narcissistic Mothers Gatekeeping is common in otherwise healthy families and even more common during separation and divorce. Mothers may weaponize gatekeeping during custody disputes. Yet, it is known that paternal involvement by both parents is necessary for […]
Asset Withdrawals in Retirement What is the optimal withdrawal strategy for a Retirement Portfolio? You have your portfolio, sure—your stocks and your bonds. But what is your retirement strategy for asset withdrawals? And how does that help mitigate the known […]
Never Retire, Retire Early There are so many euphemisms for retirement that why not offer up another: Never Retire, Retire Early. In a way, it is like coast FIRE, and in a way, it is going to the grave […]
In a New Era of Bonds Do I need Bonds in my portfolio? We are in a new Era of bonds, so I thought it was time to ask whether I need bonds in my portfolio? Bonds, not Cash […]
Sources of Income in Retirement What are the sources of income in retirement? Let’s develop a semi-comprehensive list and discuss when you might access each. Sources of Income Retirement accounts IRAs and 401k plans represent the largest bucket of […]
Motivation and Intention in Retirement There is a lot of stuff to do in retirement. If you choose to be busy, you can! But what motivates you to do the things you love doing, and how reliable are those […]
Disability Insurance- When Should I Stop Once you are Financially Independent (FI), you no longer require income to pay bills. If you don’t need your income to pay bills, you don’t need disability insurance! So, when should you drop disability insurance […]
Roth Conversions are Longevity Insurance Roth conversions are a little like longevity insurance! Longevity insurance pays you more the longer you live. It protects against living too long a life. Social security is longevity insurance, too. Interested? Let’s talk about […]
Roth Conversions Let’s talk about what is new for Roth Conversions. The point: there are many different types of Roth conversions, and they may be affected differently by changes in the law in the next few years. Let’s start with […]
