Investing as Simple as Possible
Investing as Simple as Possible Investing made as simple as possible: Buy stocks when you have the money Sell when you need the money Simple and easy. But let’s get into the details to flush out what you actually […]
Author Archive: fiphysician
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Investing Over Your Lifetime
Investing Over Your Lifetime If you want the best returns and are committed to using evidence-based investing (low-cost, broadly diversified index funds with a factor tilt), you need exposure to risk assets. How much risk you take, well, that is […]
Tax Gain Harvest to Cut Lifetime Taxes
Tax Gain Harvesting Examples and FAQ Should you Tax Gain Harvest? Maybe! Let’s explore if you can and how to harvest capital gains and find out if it is worth the hassle. When is Tax Gain harvesting right for […]
Upstream Gifting
Upstream Gifting and Gifting Gains What is upstream gifting? What if you gift your elderly parent an asset with massive capital gains? What if they held them until they get the step-up in basis at death, and then you inherit […]
How Often Does the Yield Curve Stay Inverted for 14 Months?
How Often Does the Yield Curve Stay Inverted for 14 Months? The yield curve has been inverted for 14 months, and we have not had a recession. How common is the yield curve to be inverted for so […]
Codependency
Codependency Codependency is hard to wrap your mind around. I couldn’t do it for 20 years. It just never made sense to me; it was as if the synapses wouldn’t fire. Now it is not as if the term […]
Why Fiduciary is Meaningless
Doctor “Financial Advisor” is Why Fiduciary is Meaningless Fiduciary is meaningless when describing financial advisors. Fiduciary is a shortcut for fee-only, meaning you don’t accept commissions or sell insurance products. But it doesn’t mean you provide common sense recommendations […]
Optimal Asset Location
Deep dive into Asset Location Optimization and Tax-Efficient Fund Placement. This is Asset Allocation in Multiple Accounts!
If You Have Won the Game Quite Playing with Money You Really Need
If You Have Won the Game Quite Playing with Money You Really Need A smart doctor once said, “when you’ve won the game quit playing.” I convinced him to add “with the money you need,” but that is a long […]
