Non-Deductible IRA After-tax contributions to a traditional IRA are a common problem. These results in basis in your IRA. That is, you have money you have already paid taxes on in a usually pre-tax account where you still owe taxes! […]
Bullet Bond ETFs Your asset allocation has risk on one side and safer assets on the other. For instance, a 60/40 portfolio has 60% Stocks and 40% Fixed Income. Different ways of structuring your safer part of the portfolio […]
Asset Allocation 5 Years From Retirement What should your asset allocation be five years from retirement? Should you De-Risk your portfolio for retirement? What does a good pre-retirement glidepath look like? Five years from retirement, let’s consider your asset […]
How to Invest Conservatively for Retirement If you are retiring soon, you might wonder: how conservatively should I invest? What asset allocation should I have given sequence of return risk? First, let’s look at a 50/50 portfolio’s historical returns. That’s […]
Reinvention in Retirement If you are getting ready to retire, you need to understand that retirement necessitates reinvention of yourself. When does your re-invention start? When you start to think about retirement. Retirement is reinvention. Let’s talk about […]
Heal from Character Problems Character problems are a polite way to describe people with personality disorders, particularly cluster B. Here are nine things that help heal from character problems. Dig up your buried heart and soul Dig up […]
Managed Futures Managed futures suffer from a branding problem. Just like high yield is better than junk, and private credit is better than hard money, managed futures will have a renaissance in the next decade after a re-branding. But […]
Getting Back to Even Investing hasn’t gotten harder; they are just better at confusing you. Investing is easy. When you have money, buy everything and then don’t sell. With the market at all-time highs, I want to know about getting […]
You Can Be an Excellent DIY Investor Physicians can be excellent DIY investors. But remember, physicians are considered “dumb money”—we have marks on our back from the financial industry. Yet we understand evidence-based medicine, standards of care, statistics, complicated […]
