What is Desired Inflation? Should you worry about inflation? Inflation is the desired state of the economy when it is low and consistent (because the alternative is much worse). This is why fewer recessions have occurred since we came off […]
Over and over again Would you live your life over and over again for eternity? Some answer the question affirmatively and move on with life. And then there is the rest of us. We stop and consider what the […]
The Risk/Reward Trade-off As you construct your portfolio, where do you take risk? Should you take risk in your Equities or your Bonds? Risk means different things to different people, but without some risk, there is no reward. This […]
Breadth, Momentum, and Asset Allocation Around Retirement Lazy, low-cost, broadly diversified ETF investors are momentum investors in disguise. Cap-weighted ETFs (such as VTI or VOO) use a momentum factor. Since they are cap-weighted, the better a stock does, the […]
Relentless Flying Monkeys The monkeys fly, and the narcissist cackles! Why do narcissists use flying monkeys to do their dirty business, and what can you do? You can imagine it’s complicated as the monkeys think they are just protecting your […]
Deal with what is present rather than what is absent Live here in the juicy spot of life, right in the middle. Live here and face the unknown without fear, both in life and after. The in-between middle state […]
Never Sell Low My first advice as the first step of investing is never to sell low. Asset allocation is the most important decision an investor has to make after deciding to invest. Still, a first step before that is […]
Longevity Risk and Retirement Planning Longevity Risk and Retirement Planning go hand in hand. Longevity is the great risk multiplier in retirement! We all know the greatest fear in retirement is running out of money. The longer you live, the greater […]
17 Rules of Self-Love I love myself This is the only rule you need. But these are some thoughts that helped me climb out of rock bottom. You can have unrelenting self-love! Just decide you love yourself. And: I […]
