Should You Rebalance Your Portfolio in Retirement? When you are retired, should you rebalance your portfolio? Of course, it depends on your goals, timeframe, and the purpose of the money. But what evidence supports portfolio rebalancing when retired? I will […]
Best Retirement Podcasts 2024 Which podcasts are the best retirement podcasts for 2024? I like retirement podcasts, which are information-rich and focus on the planning or financial aspects of retirement. Other podcasts that cover the purpose and emotions of retirement […]
Cash Flow Index vs Debt Snowball? Cash flow index. Who knew there was a third strategy for debt repayment? Traditionally, Dave Ramsey’s followers subscribe to the debt snowball in which the smallest debts are paid first to free up money […]
Yellow Rocking the Narcissist in Your Life Yellow rocking: it’s how you communicate with a narcissist. Based on the grey rock method, it is much more. It is polite—and judgment-proof. The yellow rock method is necessary if you can’t […]
How to Time the Market with Positioning You can’t time the market! Many have tried, and many have failed. But there is an acceptable way for investors to time the market: what about positioning assets rather than predicting the future? […]
Optimize Inheritance to Kids Inheritance. A goal for some is to leave behind money for their kids. What is the most tax-efficient way to leave money to your kids? If your goal is your kid’s inheritance, consider which accounts you […]
Average Net Worth of Physicians at Retirement Some physicians are excellent accumulators of wealth. Most are not. What is the average net worth of physicians at retirement? Doctors are a heterogeneous lot; this much is true. Let’s review the epidemiology […]
What are the Long-term REAL Returns? Everyone is currently worried about inflation, especially those about to retire. A poor Sequence of inflation is a retirement risk and hyperinflation (and deflation) are economy killers. But let’s not be pessimistic! The question […]
Self-Acceptance in Retirement Working people introduce themselves by what they do. When you retire, you introduce yourself and say who you are. You have a different identity pre-retirement than when you retire. As we shift from “what you do” to […]