expectations in retirement

Expectations in Retirement

Are lower expectations the key to a successful retirement?   We demand a lot out of retirement. What if the key to a successful retirement is lower expectations? We spend a third or more of our life retired. After all […]

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Happy no matter what in Retirement

Happy no matter what in Retirement

Happy no matter what in Retirement     I want to be happy no matter what in retirement. After all, happiness is a choice. And, importantly, human capacity for happiness hasn’t changed since the beginning. So you can be about […]

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What Scares Me in Retirement

What Scares Me in Retirement

What People Fear in Retirement   During retirement, you might face fierce emotions you have been carrying for a while. That’s normal! Anytime there is a major life transition, you will likely process some physical and emotional junk. You have […]

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Short-Term TIPS

TIPS and Duration: Should I buy Short-Term TIPS?

Should I buy short-term TIPS or just a regular TIPS fund?   TIPS, like other governmental bonds, have duration. Duration reflects the investment’s sensitivity to changes in interest rates. Should you buy short-term TIPS or, perhaps,  an intermediate-duration TIPS ETF? […]

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Mortgage Acceleration Calculator

Does Mortgage Acceleration Work?

Velocity Banking Calculator Does mortgage acceleration work? How can you more efficiently use your paycheck to accelerate your mortgage payoff? Use “offset accounting” to make interest while offsetting or reducing the balance of another account. So, for instance, you have […]

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Imposter Syndrome and Retirement

Imposter Syndrome during Retirement

Imposter Syndrome and Retirement   “Face it Til You Make It” is the cure for imposter syndrome. An obvious variation of fake it til you make it, we all face high-stress situations when we feel inadequately prepared. Imposter syndrome is […]

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Narcissistic Post-Separation Abuse by Proxy

Narcissistic Post-Separation Abuse by Proxy

Post-Separation Abuse by Proxy   After divorcing a narcissist, post-separation abuse is common. When the narcissist uses another person to perpetuate the abuse after the relationship ends, you have narcissistic post-separation abuse by proxy. Since many narcissists continue to find […]

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How Advertising Can Make You a Better Investor

How Advertising Can Make You a Better Investor

How Advertising Can Make You a Better Investor     Advertisers are great investors. They build billion-dollar brands based on an idea. That’s just exactly what cryptocurrency and religion have in common—an idea. Ideas are powerful! How can knowing a […]

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