Don’t Hedge Your Retirement Portfolio Never hedge your retirement portfolio! This is one risk you must control without a hedge. Why is “hedge” the riskiest word in investing? Because it demonstrates that you don’t understand risk. If you are […]
Rumination and Narcissistic Abuse Rumination is named after ruminant animals who re-chew their food. It is an unpleasant experience of repetitive thinking that causes disagreeable emotions such as guilt, shame, anxiety, and depression. Rumination is common during and after […]
The Pretty Common Introverted Physician It is time to meet your friendly neighborhood introverted physician. There are quite a few of us in medicine. Perhaps up to 1/3rd of us are introverts (as opposed to extroverts, of course), […]
Selling Your Winners: Tax Strategies What are some strategies for selling your winning equities? If you have highly appreciated equities, what should you do with them, considering tax strategies? It is a common problem, as people sell their losers and […]
Quiet Quitting in Medicine Quiet quitting in medicine is topical given epidemic levels of burnout in physicians. While burnout is increasingly discussed, quiet quitting in medicine offers a new spin. Though perhaps paradoxical or contradictory, it has nothing […]
Evolutionary Investing- The Adaptive Market Hypothesis The Adaptive Market Hypothesis is a concept from evolutionary investing. The stock market isn’t efficient. But it isn’t entirely random, either. The efficient market theory is derived from the ideal that Homo economicus […]
Mandelbrot, Chaos Theory, and The Misbehavior of Markets Stock market returns are not just random—they are randomly random. That is, stochastic. While I love the word stochastic, it and Chaos Theory are poorly understood by ordinary people. This is […]
Rick’s ideas on the Education of an Index Investor.
A Less Expensive Variable Annuity Option: IOVA IOVA Annuities can be less expensive than other Variable Annuities and can be considered if you want to repurpose other expensive insurance products. Regular variable annuities are expensive, complex, and can be full […]
