A Step-by-Step Guide to the Mega Backdoor Roth The Mega Backdoor Roth is an excellent way for high-income earners to tuck away a ton of Roth money for retirement. There are a couple of things you need: High Income a […]
Best Retirement Podcasts 2022 Retirement Podcasts are plentiful. Which podcasts are the best retirement podcasts for 2022? Here, I define a retirement podcast as an information- and planning-rich resource that focuses on the financial aspects of retirement. Other podcasts that […]
How to Avoid IRMAA 2023 IRMAA stands for Income-Related Monthly Adjustment Amount. What a mouthful-She is a modest penalty for a high-income retiree to swallow. What you do now affects your 2024 IRMAA Brackets! Two aspects make IRMAAs particularly unpalatable: […]
Physician Early Retirement Plans Physician early retirement is not a novel idea, but perhaps one that now has a more developed framework. It is an idea whose time has come: take back the keys to your j.o.b. and work […]
You Can Be an Excellent Physician Investor Physician investors can be excellent DIY investors. But remember, physicians are considered “dumb money”—we have marks on our back from the financial industry. Yet we understand evidence-based medicine, standards of care, statistics, […]
Best Bond Alternatives and Bond Fund Alternatives What are the best alternative to bonds? Bond alternatives are an interesting consideration given the low-interest rate environment. If you have de-risked from your accumulation portfolio, you likely have quite a bit of […]
Physician Retirement Jokes and Funny Doctor Retirement Quotes Funny Doctor retirement quotes are no laughing matter. After all, deciding to end your clinical career is serious business. Let’s look at some physician retirement jokes to make me feel better […]
A Good Annuity Comprehensive Guide What is a “good annuity?” It is an annuity an advanced investor might want to buy! Usually, you are sold annuities, not so with a good annuity. When considering retirement income, should you use “good” […]
Buffer Assets to Mitigate Sequence of Returns Risk Buffer Assets can be used to mitigate sequence of returns risk. In fact, I would consider any strategy aimed at reducing sequence of returns risk as a buffer asset! After all, an […]
