Partial Roth Conversions – Partial IRA Conversion to a Roth Partial Roth Conversions are an important and powerful tool to control future taxes and optimize your legacy. They are done by rolling over pre-tax funds from a retirement account into […]
What is a RILA? Should You Buy One? RILA annuities are all the rage right now. What is a RILA and should you buy one? First off, the “A” stands for annuity. So it is a RILA, not a […]
Worried about Estate Taxes? Consider a SLAT What is a SLAT used for estate planning? Are you worried about estate taxes, or do you think the exemption amount will go down? Currently, you can have more than $11.7M in […]
Best Use of Beneficiary Forms: Qualified Disclaimer Estate Planning Qualified Disclaimer Estate Planning is the most flexible and tax-efficient way to pass on pre-tax retirement accounts to your family. While thinking about death and taxes is not much […]
Retiring Physician Checklist Physicians love to make lists and check off stuff. ABG, check. CXR, check. Notes and wash masks… later. What about retirement? What list of things do you need to consider in your physician retirement checklist? Retirement planning […]
Average Net Worth of Physicians at Retirement -and- Assorted Issues in Retirement Planning for Doctors Some doctors are excellent accumulators of wealth. Once you have your accumulation plan in place, it might be time to think about some cultivated issues […]
Direct Indexing for the DIY Investor Direct indexing has been around for a couple decades, but is now more accessible to the individual investor. Technology, fractional shares, and feeless trading of equities all contribute to bring direct indexing into […]
Should I buy short-term TIPS or just a regular TIPS fund? TIPS, like other governmental bonds, have duration. Should you have short-term TIPS, or go with a total or intermediate-term TIPS fund? Interest rate sensitivity is something I bet […]
De-Risking your Portfolio Prior to Retirement: The Pre-Retirement Glidepath De-Risking your portfolio for retirement and a pre-retirement glidepath are important yet neglected topics of conversation. What should your asset allocation be 5 years prior to retirement? Assume you want to […]
