Never Sell Low My first advice as the first step of investing is never to sell low. Asset allocation is the most important decision an investor has to make after deciding to invest. Still, a first step before that is […]
How Advertising Can Make You a Better Investor Advertisers are great investors. They build billion-dollar brands based on an idea. That’s exactly what cryptocurrency and religion have in common—an idea. Ideas are powerful! How can knowing a bit […]
Structured Product as a Hedge Are you being sold structured products as a hedge? What is a structured product, and why should you avoid them? Or, if you are convinced that they do offer downside protection, what do you need […]
What is a Buffered ETF? What is a Buffered EFT? Buffer or buffered ETFs have been around since about 2018. The idea: you have some downside protection and a chance at growth. Does that sound familiar? Yup, another structured product! […]
What is a RILA? What is a RILA, and should you buy one? These annuities are taking off from a sales perspective, so I’m not surprised that you are being sold a RILA. Should you buy one? Let’s find […]
Physician Early Retirement Plans Physician early retirement is not a novel idea, but perhaps one that now has a more developed framework. It is an idea whose time has come: take back the keys to your j.o.b. and work […]
Portfolio Makeover by Jean-Paul Sartre If you are considering retirement in a couple years, it’s time to prepare your portfolio. While “Portfolio Makeovers” are popular, a superficial change in the appearance of your portfolio is not enough. Jean-Paul Sartre […]
What are the Mitigatable Retirement-Specific Risks? What are the mitigatable Retirement-Specific risks? We have looked a little at which risks are worth mitigating in retirement. Then there is the how. How do you mitigate those retirement-specific risks. Next, let’s […]
Narcissistic Boundary Testing Narcissists frequently use “shit testing” (henceforth Testing) to see if you will be a good source of narcissistic supply. This Testing is not infrequently one of the first red flags you will encounter from an emotionally […]