purpose of that money

The Purpose of “that money”

What is the purpose of “that money” You are trading money to access a risk pool whenever you purchase an insurance product. That is, you are pooling your risk with others to mitigate that risk! You don’t invest in annuities; […]

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realmain

How to Use an Annuity in Retirement

How to Use an Annuity in Retirement How do you use an annuity in retirement? There is a saying in retirement circles that annuities are simply a tool in your allocation toolbelt. As in all investing, decisions are tradeoffs. Asset […]

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good annuity

SPIAs – Good Annuities

A Good Annuity Comprehensive Guide to SPIAs What is a “good annuity?” It is an annuity an advanced investor might want to buy! Usually, you are sold annuities, but not so with a good annuity. When considering retirement income, should […]

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MYGA ladder

MYGA vs CD, and MYGA Ladders

Why You Should Consider MYGAs instead of CDs MYGAs are good annuities. It is a shame that annuities have a bad rap. There are, however, good annuities that the advanced investor should consider. A MYGA (Multi-Year Guaranteed Annuity) may have […]

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IOVA Annuity

Investment-Only Variable Annuities: IOVA

A Less Expensive Variable Annuity Option: IOVA IOVA Annuities can be less expensive. Variable annuities in general are expensive, complex, and can be chock full of riders that benefit the insurance company more than the investor. There are a few […]

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