Roth Conversions are Longevity Insurance Roth conversions are a little like longevity insurance! Longevity insurance pays you more the longer you live. It protects against living too long a life. Social security is longevity insurance, too. Interested? Let’s talk about […]
What is the purpose of “that money” You are trading money to access a risk pool whenever you purchase an insurance product. That is, you are pooling your risk with others to mitigate that risk! You don’t invest in annuities; […]
How to Use an Annuity in Retirement How do you use an annuity in retirement? There is a saying in retirement circles that annuities are simply a tool in your allocation toolbelt. As in all investing, decisions are tradeoffs. Asset […]
A Good Annuity Comprehensive Guide to SPIAs What is a “good annuity?” It is an annuity an advanced investor might want to buy! Usually, you are sold annuities, but not so with a good annuity. When considering retirement income, should […]
Why You Should Consider MYGAs instead of CDs MYGAs are good annuities. It is a shame that annuities have a bad rap. There are, however, good annuities that the advanced investor should consider. A MYGA (Multi-Year Guaranteed Annuity) may have […]
What is a RILA? Should You Buy One? RILA annuities are all the rage right now. What is a RILA and should you buy one? First off, the “A” stands for annuity. So it is a RILA, not a […]
A Less Expensive Variable Annuity Option: IOVA IOVA Annuities can be less expensive. Variable annuities in general are expensive, complex, and can be chock full of riders that benefit the insurance company more than the investor. There are a few […]
