Beyond Instant Gratification – Contentment and Discipline In a world of instant gratification, the alternatives are contentment and discipline. Just beyond instant gratification is choosing to say no. The freedom to say no provides life balance. Since we have […]
Cash-out a 401k for real estate investors Have you thought about cashing out a 401k to invest in real estate? Real Estate Investors invest in real assets rather than retirement accounts. Investors with significant qualified retirement accounts discuss cashing out […]
W-2 Income Tax Deductions from Farming and Ranching If you have W-2 income, what tax deductions are fair game to shelter some of it? Well, of course, we are well beyond talking about the hobby rules here; you have […]
UTMA for Children from Grandparents I opened a UTMA for my first grader. Then, two days later, I opened two more for my younger twins. A Uniform Transfer Minors Act (UTMA) is the best place to put money from […]
Rising Equity Glide Paths and Early Retirement Rising Equity Glide Paths are an important consideration for those facing early retirement. You have a long horizon, so you want to be aggressive. This, however, sets you up for sequence of returns […]
Cash Flow Index vs Debt Snowball? Cash flow index. Who knew there is a third strategy for debt repayment? Traditionally, Dave Ramsey followers subscribe to the debt snowball where the smallest debts are paid first to free up money and […]
