The 50/40/10 Rule and Investing You can’t teach height in basketball. When investing, you need to know how tall you are. Right now, some should not be investing in the stock market. Not that these folks are crazy (or […]
RIP Retirement! RIP Retirement! We only knew you for a century! While retirement has evolved through the decades, there are some common themes: Traditional retirement is anachronistic. No longer does one work for 30-40 years, take a pension for […]
How can you maximize your social security bend points? Do you want to retire early but still get as much social security as possible? If so, you should understand the bend points of social security. Most financial planners don’t […]
Bond Tents for Retirement Asset Allocation Bond tents and Rising Equity Glidepaths are styles of glidepaths. Glidepaths describe the modulation of asset allocation before and after retirement. For example, traditional target-date funds decrease the stock percentage to or through retirement […]
‘Identity Bridging’ in Retirement Let’s face it—some people are scared to retire. It’s not a matter of what to do with the time; it is a matter of what my identity is in retirement. Who am I once I retire? […]
Imposter Syndrome and Retirement “Face it Til You Make It” is the cure for imposter syndrome. It is an obvious variation of fake it til you make it. We all face high-stress situations when we feel inadequately prepared. Imposter […]
Are lower expectations the key to a successful retirement? We demand a lot out of retirement. What if the key to a successful retirement is lower expectations? We spend a third or more of our life retired. After all […]
Accumulation Basics for Physicians Assume you make a doctor’s salary and are just starting. You need to understand the basics of accumulation. Of course, you got a late start since you are old after med school and residency and […]
Average Net Worth of Physicians at Retirement Some physicians are excellent accumulators of wealth. Most are not. What is the average net worth of physicians at retirement? Doctors are a heterogeneous lot; this much is true. Let’s review the epidemiology […]