portfolio stress testing excel

Portfolio Stress Testing

Portfolio Stress Testing A Portfolio Stress Test is an important consideration when considering the resiliency of your current assets in light of future potential risks. Future risks include known risks—market crashes, for one—and potential risks such as inflation and longevity. […]

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Fight, Flight, Freeze, Fawn, and the Stock Market

Fight, Flight, Freeze, Fawn

Investing and Acute Stress Response   When I went to med school, fight or flight were the two options for an acute stress response. Well, I guess humans have evolved since then (or at least our understanding of them has), […]

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Metacognition vs Meta-awareness

Metacognition vs Meta-awareness

Metacognition vs Meta-awareness   Metacognition is thinking about thinking. Meta-awareness is more immediate, being aware now that you are thinking about your current situation. The term “meta” turned me off since metaphysics in college. Meta means beyond or above and […]

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retirement pitfalls

Pitfalls and Retirement Traps

Pitfalls and Retirement Traps You can retire many times if you understand the false dichotomy of retirement, but most of us want to get it right the first time. Here is a list of some retirement pitfalls and traps you […]

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best decade

My Best Life

My Best Decade Make the next decade the best of your life. What is the alternative? A hero of mine who traveled a non-investing road is Jared Diamond. He had twins at age 49; he also says his 70s was the […]

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Mindfulness in Retirement

The Benefits of Mindfulness

Benefits of Mindfulness in Retirement   Mindfulness has proven health benefits in retirement. You can improve your life and benefit from mindfulness. Mindfulness is meta-awareness, where you are aware that you are aware. It is intentional and non-judgmental awareness of […]

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Should You Worry About Inflation?

What Should Inflation Be?

What is Desired Inflation? Should you worry about inflation? Inflation is the desired state of the economy when it is low and consistent (because the alternative is much worse). This is why fewer recessions have occurred since we came off […]

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Over and over again for eternity

Over and over again for eternity

Over and over again   Would you live your life over and over again for eternity? Some answer the question affirmatively and move on with life. And then there is the rest of us. We stop and consider what the […]

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investment risk trade-off

Investment Risk/Reward Trade-off

The Risk/Reward Trade-off   As you construct your portfolio, where do you take risk? Should you take risk in your Equities or your Bonds? Risk means different things to different people, but without some risk, there is no reward. This […]

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