Structured Product as a Hedge Are you being sold structured products as a hedge? What is a structured product, and why should you avoid them? Or, if you are convinced that they do in fact offer downside protection, what do […]
How Long Does a Market Drawdown Last? We are in a bear market. How long do drawdowns last? That is, how many years might it take your portfolio to recover from the current bear market? All we have is history […]
What is a Buffer or Buffered ETF? What is a Buffer EFT? Buffer or buffered ETFs have been around since about 2018. The idea: you have some downside protection and a chance at growth. Does that sound familiar? Yup, another […]
Money is Fungible Money is Fungible. Fungible is a funky financial term. Fungible means interchangeable. Or substitutable. A dollar bill in D.C. is the same as a dollar bill anywhere else in the world. Indeed, $10 is worth two five-dollar […]
Portfolio Makeover by Jean-Paul Sartre If you are considering retirement in a couple years, it’s time to prepare your portfolio. While “Portfolio Makeovers” are popular, a superficial change in the appearance of your portfolio is not enough. Jean-Paul Sartre […]
Direct Indexing or VTSAX? Direct indexing if you are the average DIY investor. The standard of care is VTSAX (or VTI), a 3-fund portfolio, or even 6-10 ETFs in your brokerage account with a smart tax-deferred pairing. When will […]
Do I need more Large Value? Do I need Large Value? The other day I asked myself if I needed more large value. I have just updated my statement of net worth and asset allocation. My asset allocation is 80/20 […]
Should You Get a 15 year Mortgage or Invest? 15 year mortgage or invest? What if you could get a 15 year mortgage but chose to invest instead? Let’s look at a 15-year mortgage vs. investing! We can use professional […]
