It’s Time to Rebalance this Account I have a good-sized retirement account that I invested in the Merriman Ultimate buy-and-hold portfolio, and it is time to rebalance. Will you help me? I have $450 in cash in this […]
Lifecycle Investing and 100% Equities for Life One hundred percent equities for life? That’s what a new paper on lifecycle investing recommends. Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice was published earlier this month and reported […]
“Restrictive” or “Inhibitory” Gatekeeping? Searching Google for “restrictive gatekeeping” and “inhibitory gatekeeping” provides interesting results that provide insight into how one parent can interfere (or attempt to control) the children’s interaction with the other parent. Is it restrictive or inhibitory […]
Mitigations for Retirement-Specific Risks How do you mitigate retirement-specific risks? That is, what are your options to plan for future retirement risks? Some retirement-specific risks are more mitigatable than others. Let’s learn a little about your options for mitigation […]
Sequence of Inflation Risk Sequence of inflation risk may be a new phrase for you, but we all know that inflation significantly affects those in retirement. Now that inflation is back in the news, retirees want to know how inflation […]
An Introverted Retirement A quarter of folks are introverts, and they retire. I’m one of them, and to the retired introvert, it all comes down to quality over quantity. What is an Introvert? Unfortunately, the world belongs to […]
Taxation of Long-term Capital Gains A separate (and some would say mystical) taxation system exists for long-term capital gains and qualified dividends. Let’s discuss the Long-Term Capital Gains Tax and how the standard deduction applies to capital gains. Ordinary income […]
Heal Thy Wounded Inner Child That voice in your head (that you think is you) causes most of your problems. Are you ready for the message: you are not the voice inside your head? Not only is the “monkey […]
Average Net Worth of Physicians at Retirement Some physicians are excellent accumulators of wealth. Most are not. What is the average net worth of physicians at retirement? Doctors are a heterogeneous lot; this much is true. Let’s review the epidemiology […]
