Average Net Worth of Physicians at Retirement Some physicians are excellent accumulators of wealth. Most are not. What is the average net worth of physicians at retirement? Doctors are a heterogeneous lot; this much is true. Let’s review the epidemiology […]
Dog Whistling Narcissists know you so well that they publicly abuse you without others recognizing the abuse. So-called “Dog Whistling” is a covert form of gaslighting that narcissists use to trigger or disorient you in public or private. A […]
Getting Rich Vs. Staying Rich You get rich differently than you stay rich. Some get rich with concentration, and some stay rich with diversification. Concentration when you are young is your human capital. It can be your W-2 J.O.B. […]
Gatekeeping by Narcissistic Mothers Gatekeeping is common in otherwise healthy families and even more common during separation and divorce. Mothers may weaponize gatekeeping during custody disputes. Yet, it is known that paternal involvement by both parents is necessary for […]
Asset Withdrawals in Retirement What is the optimal withdrawal strategy for a Retirement Portfolio? You have your portfolio, sure—your stocks and your bonds. But what is your retirement strategy for asset withdrawals? And how does that help mitigate the known […]
Never Retire, Retire Early There are so many euphemisms for retirement that why not offer up another: Never Retire, Retire Early. In a way, it is like coast FIRE, and in a way, it is going to the grave […]
In a New Era of Bonds Do I need Bonds in my portfolio? We are in a new Era of bonds, so I thought it was time to ask whether I need bonds in my portfolio? Bonds, not Cash […]
Sources of Income in Retirement What are the sources of income in retirement? Let’s develop a semi-comprehensive list and discuss when you might access each. Sources of Income Retirement accounts IRAs and 401k plans represent the largest bucket of […]
Motivation and Intention in Retirement There is a lot of stuff to do in retirement. If you choose to be busy, you can! But what motivates you to do the things you love doing, and how reliable are those […]
