Best Retirement Podcasts 2023 Which podcasts are the best retirement podcasts for 2023? I like retirement podcasts planning-rich and full of information. These focus on the planning or financial aspects of retirement. Other podcasts that cover the purpose and emotions […]
What are the Mitigatable Retirement-Specific Risks? So, what are the mitigatable Retirement-Specific risks? We have looked a little at which risks are worth mitigating in retirement. Then there is the how. How do you mitigate those retirement-specific risks. Next, […]
Retirement-Specific Risks, and Considerations for Mitigation For those approaching or already in retirement, “risk” is complicated. Risk usually means market risk or volatility, the fact that the stock market goes up and down. This is especially true for the […]
Mitigations for Retirement-Specific Risks How do you mitigate retirement-specific risks? That is, what are your options to plan for future retirement risks? Last time, we learned about retirement-specific risks and how mitigatable they are. Now, we will learn a […]
Sources of Income in Retirement What are the sources of income in retirement? Let’s develop a semi-comprehensive list and discuss when you might access each. Retirement accounts IRAs and 401k plans represent the largest bucket of savings for most […]
Asset Withdrawals in Retirement: Strategies What is the optimal withdrawal strategy for Retirement Portfolio? You have your portfolio, sure—your stocks and your bonds. But what is your retirement strategy for asset withdrawals? And how does that help mitigate the known […]
How to Invest Conservatively for Retirement If you are retiring soon, you might wonder: how conservatively should I invest? What asset allocation should you have given sequence of return risk? First, let’s look at a 50/50 portfolio’s historical returns. That’s a […]
Modeling and Building a Roth Conversion Ladder in Early Retirement Folks get confused when talking about Roth Conversion Ladders, a series of partial Roth IRA conversions, and backdoor Roth IRAs. Here, we are discussing early retirement and trying to access […]
Are Target Date Funds Useful In Retirement? Let’s discuss reasons not to use target-date funds during the retirement drawdown phase. A fund-of-funds (like a target-date fund) is simple, efficient, and easy during accumulation. Remember, though, during de-accumulation, everything changes. […]
