Retiring Physician Checklist Retiring Physician Checklist. Physicians love to make lists and check off stuff. ABG, check. CXR, check. Notes and basic hygiene… later. What about retirement? What list of things do you need to consider in your retiring physician […]
Mitigations for Retirement-Specific Risks How do you mitigate retirement-specific risks? That is, what are your options to plan for future retirement risks? Last time, we learned about the retirement-specific risks and how mitigatable are they? Now, we will learn […]
Retirement-Specific Risks, and Considerations for Mitigation For those approaching or already in retirement, “risk” is complicated. Risk usually means market risk or volatility, the fact that the stock market goes up and down. This is especially true for the […]
Debt Increases Risk and is Like a “Negative Bond” A Mortgage is a negative bond! Leverage increases Risk! Jonathan Clements describes debt like a “negative bond.” He suggests if you have $100,000 in bonds and $100,000 in debt, your net […]
5 Years From Retirement Asset Allocation What should your asset allocation be five years from retirement? Should you De-Risk your portfolio for retirement? What does a good pre-retirement glidepath look like? Five years from retirement, let’s consider your asset […]
Roth Conversions in 2023 Let’s talk about what is new for Roth Conversions in 2023! The goal of this blog is to discuss different versions in 2023 and look at legislative risk–will the ability to do that type of Roth […]
Bond Tents for Retirement Asset Allocation Bond tents and Rising Equity Glidepaths are styles of glidepaths. Glidepaths describe the modulation of asset allocation before and after retirement. For example, traditional target-date funds decrease stock percentage to or through retirement and […]
HSA and Medicare Penalty: the HSA Medicare 6 Month Rule What is the HSA and Medicare Penalty? Did you know that Medicare enrollment impacts your ability to make HSA contributions? That is, you cannot make any HSA contributions […]
QHFD: a Qualified HSA Funding Distribution QHFD (Qualified HSA Funding Distribution). What a fun term. If you are less than 59 years old and have an HSA, consider funding it with your IRA. Especially if an inherited IRA or there is basis […]
