Retiring Physician Checklist Physicians love to make lists and check off stuff. ABG, check. CXR, check. Notes and wash masks… later. What about retirement? What list of things do you need to consider in your physician retirement checklist? Retirement planning […]
What is Longevity Insurance? You need to consider Longevity Insurance prior to retirement. What is longevity insurance? I’m glad you asked! We all know the greatest fear in retirement is running out of money. Obviously the longer you live, the […]
De-Risking your Portfolio Prior to Retirement: The Pre-Retirement Glidepath De-Risking your portfolio for retirement and a pre-retirement glidepath are important yet neglected topics of conversation. What should your asset allocation be 5 years prior to retirement? Assume you want to […]
Is it OK to Have a Mortgage in Retirement? Is it ok to have a mortgage in retirement? What do you need to know? Should you have a mortgage in retirement? Well, obviously it is best never to have […]
Monte Carlo and the 4% Rule: Do I Have Enough to Retire? The question: Do I have Enough to Retire is one most face at some point in life. While retirement is about much more than money, if you […]
Deep dive into Asset Location Optimization and Tax-Efficient Fund Placement. This is Asset Allocation in Multiple Accounts!
Replacements for the Stretch IRA: Life Insurance or Roth Conversions Replacements for the Stretch IRA need to be considered. Life insurance is one idea to replace the Stretch IRA. Roth Conversions are another option to consider. In a separate piece, […]
Stretch IRA Alternatives with a CRUT A CRUT as a Stretch IRA Alternatives? I considered using permanent life insurance vs Roth IRA as a Stretch IRA Replacement. Life insurance did not do as well as Roth conversions. Now, let’s look […]
Inherited IRA vs. 10-year IRA Distribution: Tax and Net Worth Implications What are the tax and net worth implications of a 10-year IRA distribution compared to the inherited IRA stretched over a lifetime? Previously, I looked at the CRUT as […]
