Should You Rebalance Your Portfolio in Retirement? When you are retired, should you rebalance your portfolio? Of course, it depends on your goals, timeframe, and the purpose of the money. But what evidence supports portfolio rebalancing when retired? I will […]
Moving to a De-Accumulation Portfolio in CoastFI Typical retirees use bonds to reduce sequence of returns risk in retirement. When you are CoastFI, you aim to earn enough money to pay the bills and let your retirement accounts compound […]
UTMA for Children A Uniform Transfer Minors Act (UTMA) is the best place to put money from grandparents’ gifts that an older child might better spend. How much should you fund a UTMA? Assume you have 529 college savings […]
Asset Allocation 5 Years From Retirement What should your asset allocation be five years from retirement? Should you De-Risk your portfolio for retirement? What does a good pre-retirement glidepath look like? Five years from retirement, let’s consider your asset […]
Retirement Spending Smile or Lumpy Expenses? Future expenses are a major puzzle in retirement. How much money will you need to spend in the future? You have ‘guaranteed’ lifelong sources of income, such as social security, pensions, and good annuities. […]
Can You Spot the Covert Narcissist in the Hospital? You can’t throw a stone in the hospital and not hit a narcissist. While narcissism is a common trait in the USA, it is more common in physicians. Your department […]
Physician Retirement Jokes and Funny Doctor Retirement Quotes Funny Doctor retirement quotes are no laughing matter. After all, deciding to end your clinical career is serious business. Let’s look at some physician retirement jokes to make me feel better […]
Narcissistic Boundary Testing Narcissists frequently use “shit testing” (henceforth Testing) to see if you will be a good source of narcissistic supply. This Testing is not infrequently one of the first red flags you will encounter from an emotionally […]
The 50/40/10 Rule and Investing You can’t teach height in basketball. When investing, you need to know how tall you are. Right now, some should not be investing in the stock market. Not that these folks are crazy (or […]